Our Financial Services Representatives combine their education in financial services with their knowledge of the ever-changing insurance industry landscape to provide you with solutions for your unique situation. All Financial Services Representatives must pass comprehensive exams to obtain a license to sell products in your state.


Our office are licensed to sell insurance products in the following jurisdictions: AL, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, KS, LA, MD, MI, MO, NE, NJ, NM, NV, OR, PA, PR, TX, UT, VA, WA, WI

Lindsay Capozza CA Insurance License #0I94394


Max A. Dembow CA Insurance License #0H37104


Jeff Dollarhide CA Insurance License #0B53845


Nick Homer CA Insurance License #0D47489


Josh Miceli CA Insurance License #0G59047


Mark Sollomi CA Insurance License #0I05784


John Haas CA Insurance License #0L30377


Stacey Wisman CA Insurance License #0I07740


Karen Startbowski CA Insurance License #0M09045


Ryan Klose CA Insurance License #0E09318


Steve Horrell CA Insurance License #0B13326


Oscar Guerrero CA Insurance License #0M16715


Kirby Pederson CA Insurance License #0N10169


Kael Cheatham CA Insurance License #0M50116


We also have agents licensed to sell securities in the following jurisdictions: AZ, CA, CO, CT, FL, GA, IA, ID, IL, MD, ME, MI, MN, MO, ND, NE, NJ, NM, NV, NY, OH, OR, PA, SD, TX, UT, VA, WA, WI, WV, WY

We cannot communicate with, nor respond to, requests from customers who reside in jurisdictions where are not licensed to conduct insurance and/or securities business.

Check the background of your financial professional on  FINRA’s BrokerCheck

DFG Casualty & Benefits, Health Insurance [and Property/Casualty Insurance] are not offered through MML Investor Services, LLC or its affiliated companies.

DFG 401k ADVISORS, 401k Services and Investment Advisory are not offered through MML Investor Services, LLC or its affiliated companies.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC Supervisory address: 17550 N. Perimeter Drive, Suite 450, Scottsdale, AZ, 85255 480-538-2912. DFG Advisors is not a subsidiary or affiliate of MML Investors Services, LLC.